Strategy question

Assume your team has capacity for only one major 0→1 tax investment in the next 12 months. The options are: embedded 1099 filing in Bill Pay, sales/use tax or VAT/GST calculation across Cards and invoices, or Stack-based CPA workpaper automation. How would you decide what to build first? Walk through your prioritization framework, the data you would gather, and how you would weigh customer pain, compliance risk, technical feasibility, and revenue or expansion potential.

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What this question tests

Whether you can make a disciplined single-bet prioritization decision across genuinely different opportunity types using a consistent framework.

How to approach it

  1. Score each option, 1099 filing in Bill Pay, sales/use tax or VAT/GST calculation, and Stack-based workpaper automation, on customer pain, compliance risk, technical feasibility, and revenue or expansion potential.
  2. Gather real data per score rather than estimating, for example support ticket volume citing tax pain, Stack's existing account penetration, and how many customers use Bill Pay for 1099-eligible vendors.
  3. Weight compliance risk heavily since Ramp's brand depends on financial-compliance products being right, deprioritizing options where the data foundation is too immature for a safe launch within 12 months.
  4. Make the call: tax calculation likely scores highest on reach, touching every Card and invoice transaction, and on revenue potential, unlocking global expansion, but confirm against the gathered data rather than assuming.
  5. State what is deferred and why, for example workpaper automation, since it depends on a smaller existing user base and can wait a cycle.
  6. Set a checkpoint to revisit the decision at 6 months using real usage and feasibility data.

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