Metrics question

What metric would you track for Lyft's debit card program?

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What this question tests

Whether you can pick a metric tree for a financial product that captures both adoption and the deeper behavior change it needs to drive.

How to approach it

  1. Clarify the debit card's goal: likely driving Lyft earnings usage and building a sticky financial relationship with drivers.
  2. Prioritize activation first: percent of eligible drivers who sign up and activate the card, since adoption is the foundation.
  3. Track usage depth: percent of earnings loaded onto the card and spent through it, since a signed-up but unused card delivers no value.
  4. Track a retention metric: percent of active cardholders still using it after 3 months, since the real goal is habitual use, not a one-time signup.
  5. Add a guardrail metric: driver complaints or disputes related to the card, since financial products carry real trust risk if something goes wrong.
  6. Tie the metrics back to Lyft's business goal, likely driver retention or reduced payout costs, not just card usage in isolation.

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