Product design question

Build a new borrowing & lending marketplace (non-financial) for household goods.

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What this question tests

Marketplace design skill within Meta's ecosystem: can you build a trust based lending marketplace leveraging existing social graph and Marketplace infrastructure.

How to approach it

  1. Define users: lenders with idle household items, ladders, tools, camping gear, and borrowers who need them briefly.
  2. Identify the core barrier, trust that items are returned in good condition, same as any peer lending product.
  3. Leverage Meta's advantage, the existing social graph and Facebook Marketplace, to default lending to friends and local community first, where trust is higher.
  4. Design mechanics: item condition photos, a small refundable deposit, and reputation tied to real Facebook identity rather than anonymous accounts.
  5. Start hyperlocal, neighborhood groups, before opening to strangers city wide, to build trust gradually.
  6. Define success as completed loans without disputes and repeat lending within the same local network.

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