Product design question

How would you design a new feature to make splitting payments easier for users on PayPal?

Practice this question out loud. An AI interviewer asks it, follows up like a real interviewer would, and scores your answer. Type or speak.

What this question tests

Product design for a specific, well scoped feature, testing whether the candidate can define the actual friction in splitting payments today.

Define the user: groups splitting a bill, rent, or shared purchase, who currently use PayPal transfers manually.
Identify the friction: no built in way to divide one payment among several people, requiring separate manual sends.
Propose a split request flow where one person pays a merchant or logs an expense, then requests shares from named contacts.
Describe the mechanism: integration with PayPal's existing contacts and request money flow, with reminders for unpaid shares.
Define success: completion rate of split requests, and adoption among group transactions.

Names the actual current friction rather than a vague make splitting easier statement.
Builds on PayPal's existing request money infrastructure instead of a disconnected new feature.
Uses completion rate of requested shares as the key metric, since a split that goes unpaid is not a success.

Designing a feature that duplicates Venmo or Splitwise without asking why PayPal specifically needs this.
No metric for whether split requests actually get paid, only whether the feature is used.

Chapters of the AI PM course that teach what this question tests.